Umbrella
To really feel secure about protecting your assets and your future, you may need the extra level of protection provided by our carriers personal umbrella liability insurance.
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Coverage
Once the liability limits are exhausted on your home, auto, or other policies your Personal Umbrella Policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits are available. Give us a call to discuss the details and options available for you.
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FAQ
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Q. What is a personal umbrella liability policy?
A. The personal umbrella liability policy increases your liability protection. This single policy acts as an "umbrella" over all of your other personal liability policies - home, auto, boat, RV, etc. - so that you have a higher personal liability limit than what would otherwise be available.
Q. How do I know if I need a personal umbrella liability policy?
A. It used to be that the only people who needed an umbrella policy were those who stood to lose a sizable amount of assets in the event of a lawsuit. However, in our increasingly litigious society, even people with modest incomes and assets may be the subject of a large lawsuit. Umbrella policies can provide additional asset protection because they have much greater coverage limits than homeowner or automobile policies. Contact your agent to discuss your specific needs and determine whether a personal umbrella liability policy is recommended.
