Auto Insurance

California State Law requires that all drivers maintain auto liability insurance. Give us a call and we'll help you determine the amount and type of insurance you need.

Below is a list of several kinds of auto insurance coverage:

Liability

This coverage pays bodily injury and property damage to others for which you are responsible. California requires that you maintain liability limits of at least $15,000 per person, $30,000 per occurrence for bodily injury and $5,000 for property damage. Give us a call to determine what limits of liability are recommended for you.

Medical Payments

This coverage pays medical and funeral expenses for injuries sustained by a covered person in a car accident. Medical Payments coverage pays covered expenses regardless of who's at fault in an accident.

Uninsured / Underinsured Motorist

Uninsured Motorist covers you in an accident with a motorist who has no insurance or is underinsured.

Collision

This coverage pays for repairs to a covered auto that is damaged by a collision with another vehicle or object.

Comprehensive

This coverage pays for your car if it is stolen, vandalized, or damaged in some way other than in a collision.

Towing and Labor

This coverage provides towing to the nearest place where necessary repairs can be made, change of a tire, and towing if it is broken down on or next to a public street or highway. This coverage is usually limited to a dollar amount per incident.

Loss of Use

This coverage provides a rental car when there is a covered loss. This coverage is usually limited to a daily dollar amount.