Auto Insurance
California State Law requires that all drivers maintain auto liability insurance. Give us a call and we'll help you determine the amount and type of insurance you need.
Below is a list of several kinds of auto insurance coverage:
Liability
This coverage pays bodily injury and property damage to others for which you are responsible. California requires that you maintain liability limits of at least $15,000 per person, $30,000 per occurrence for bodily injury and $5,000 for property damage. Give us a call to determine what limits of liability are recommended for you.
Medical Payments
This coverage pays medical and funeral expenses for injuries sustained by a covered person in a car accident. Medical Payments coverage pays covered expenses regardless of who's at fault in an accident.
Uninsured / Underinsured Motorist
Uninsured Motorist covers you in an accident with a motorist who has no insurance or is underinsured.
Collision
This coverage pays for repairs to a covered auto that is damaged by a collision with another vehicle or object.
Comprehensive
This coverage pays for your car if it is stolen, vandalized, or damaged in some way other than in a collision.
Towing and Labor
This coverage provides towing to the nearest
place where necessary repairs can be made, change of a tire,
and towing if it is broken down on or next to a public street
or highway. This coverage is usually limited to a dollar amount
per incident.
Loss of Use
This coverage provides a rental car when there is a covered loss. This coverage is usually limited to a daily dollar amount.
